Updated 3/8/2023

Who We Are

This privacy policy sets out the ways in which we, the data controller, Living A Global Lifestyle TOGG Media LLC, Global Money Matters  https://livingagloballifestyle.com  (“us”, “we”, or “our”) may collect and use your personal data and how you can control the collection, correction and/or deletion of information. This Privacy Policy applies to our Service, which includes www.livingagloballifestyle.com, and its sub-domains such as TOGG Media LLC and Global Money Matters.com also referred to as the “Site”.

We care about you and your privacy so we have designed this privacy policy in order to inform our users about the way we collect any kind of information from them and how we use that information. By using https://livingagloballifestyle.com (the “Website”), you agree to the terms of this Privacy Policy.

We may collect information such as your name, email address, date of birth, or postal address when contacting us regarding your initial queries or ordering our products. We advise you to please carefully go through the document in order to understand our privacy policy, and also to refer to our Terms of Service. Moreover, we may change this document or make some adjustments from time to time, please make sure to visit this page regularly to stay up to date.

Your personal details will never be shared to third-party advertisers.

We will not use or share your information with anyone except as described in this Privacy Policy. This Privacy Policy does not apply to information we collect by other means (including offline) or from other sources.

How we collect your information

While using our Site, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you. Personally identifiable information may include but is not limited to your name and email address (“Personal Information”).  If you are making a purchase on the Site, we will require additional information including your address and payment information in order to deliver your purchase.

If you choose to receive access to our resource library, downloads, or other opt-ins, you will need to provide your name and email address, however, you do not need to provide your personal information for general use of this Site. We do not under any circumstances transfer your information internationally.

When purchasing our products and services, or simply signing up for our e-mail newsletter, you are required to enter personal details which may include:

• Your name
• E-mail address
• Postal address
• Phone numbers
• Debit or credit card details

We collect the information from you in order to:

• Provide complete access to our website
• Register as an authorized user on our website
• Inform you about all the latest products, deals, and other information relevant to you. All information will be delivered by e-mail.
• Track your activity on our site.
• Conduct market research that will help us to deliver a customized service to our users.
• Stop users from posting content that is inappropriate, offensive, or objectionable.

Our tracking activities do not have any impact on your internet surfing experience on our website and these activities are completely safe. You can choose not to provide certain information, but in so choosing you may not be able to take advantage of many of our features. We use the information that you provide for such purposes as responding to your requests, customizing future experiences for you, improving our operations, and communicating with you.

You can visit our website, read materials, and browse the website’s contents without giving us any personally identifiable information. In order to provide you with the most efficient and enhanced personalized service and attention, we collect certain information automatically.

How we use your information

We use the Personal Information you submit or that we collect to operate, maintain, and provide you with the features and functionality of the Site and our services. We use your information in order to (a) provide you with the Service under our agreement with you and (b) where we have a legitimate interest in doing so to optimize the Service we offer and to let you know about our other products, services, and promotions.

By providing us with your email address, you acknowledge we may use the email address to send you Service-related notices, including any notices required by law, in lieu of communication by postal mail. You also acknowledge that we may send you notifications of activity on the Site to the email address you give us, in accordance with any applicable privacy settings.

We may use your email address to send you other messages, such as newsletters, changes to features of the Site, or special offers. If you do not want to receive such email messages, you may opt-out or change your preferences on your account settings page. Opting out may prevent you from receiving email messages regarding updates, improvements, or offers.

Following termination or deactivation of your User account, we may retain your profile information and User Content for a commercially reasonable time for backup, archival, contract performance, enforcement, or audit purposes but for no longer, than is necessary and only where the information is accurate and relevant for our use.

Furthermore, we may retain and continue to use indefinitely all information (including User Content) contained in your communications to other Users or posted to public or semi-public areas of the Service after termination or deactivation of your User account.

We may use certain information about you and/or your User Content internally for purposes such as analyzing how the Site is used, diagnosing service or technical problems, maintaining security, and personalizing content.

We use cookies and log file information as described below.

How We Share Your Information

Personal Information. We will not rent or sell your Personal Information to others. We may share your Personal Information with third parties (such as hosting providers, payment processors, database providers, and customer support providers) for the purpose of providing the Service to you.

If we do this, such third parties will be contractually bound to safeguard your Personal Information. We may store Personal Information in locations outside of our direct control (for instance, on servers or databases co-located with hosting providers) on the basis of an agreement to safeguard your information.

As we develop our business, we may buy or sell assets or business offerings. Customer, email, and visitor information is generally one of the transferred business assets in these types of transactions. We may also transfer or assign such information in the course of corporate divestitures, mergers, or dissolution.

Any Personal Information or content that you voluntarily disclose for posting to the Site, such as content that you “liked” or commented on, your first and last name, or your username, becomes available to the public (and may be searched by search engines), whether or not you are signed into your account. If you remove information that you posted to the Service, copies may remain viewable in cached and archived pages of the Service, or if other Users have copied or saved that information.

From time to time, we may run contests, special offers, or other events or activities together with a third-party partner. If you provide information to such third parties, you acknowledge they may use it for the purpose of that Event and any other use that you approve. We cannot control third parties use of your information. If you do not want your information to be collected by or shared with a third party, you can choose not to participate.

Except as otherwise described in this Privacy Policy, we will not disclose Personal Information to any third party unless required to do so by law or subpoena or if we believe that such action is necessary to:

(a) conform to the law, comply with legal process served on us or our affiliates, or investigate, prevent, or take action regarding suspected or actual illegal activities;

(b) to enforce our Terms & Conditions of service, take precautions against liability, to investigate and defend ourselves against any third-party claims or allegations, to assist government enforcement agencies, or to protect the security or integrity of our Site; and

(c) to exercise or protect the rights, property, or personal safety of Living A Global Lifestyle, TOGG Medial LLC, GlobalMoneyMatters.com our Users or others.

Payment Services. We may offer Stripe, Eventbrite, and PayPal integration. All Stripe Eventbrite and PayPal transactions are subject to the respective policies, Stripe Privacy Policy is available at https://stripe.com/ie/privacy, and Eventbrite Privacy Policy is available at https://www.eventbrite.com/support/articles/en_US/Troubleshooting/eventbrite-privacy-policy, PayPal Privacy Policy available at https://www.paypal.com/us/webapps/mpp/ua/privacy-full. We do not control Stripe, Eventbrite, or PayPal’s use of the data it collects.

Non-Personal Information. We may share non-personally identifiable information (such as anonymous usage data, referring/exit pages and URLs, platform types, number of clicks, etc.) with interested third parties to help them understand the usage patterns for certain Living A Global Lifestyle, TOGG Media LLC, and Global Money Matters services.

Cookies

Cookies are files with a small amount of data, which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your computer’s hard drive. Like many sites, we use “cookies” to collect information. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Site.

When you are visiting our site or using our Services we use “cookies” to track some information. Cookies are extremely small files that are placed on your computer. They allow us to keep track of the number of visitors and to recognize the repeat visitors from the new ones. Furthermore, cookies allow us to save user preferences and in the same time to keep the track of current user trends. Cookies are important to your user experience and if your browser rejects all cookies you will not have proper use of the website. Any User that rejects the use of cookies assumes all the responsibilities for any possible data loss. The cookies are not linked to any Personally Identifiable Information (“PII”).

What types of cookies do we use? We use first-person, second-person, session, flash, and persistent cookies. When delivering special content such as video clips or animation, we may use Adobe Flash Player. These cookies, also known as local shared objects, are used to improve your browsing experience by remembering your preferences and settings. These cookies are managed by an interface different from your web browser and are stored on your device. Flash cookies, however, are not managed through your web browser in the same way as other cookies. The time a cookie stays on your browsing device depends on whether it is a “session” or “persistent” cookie. Persistent cookies are stored until they are deleted or expire, while session cookies are stored until you stop browsing.

Log Data

Like many site operators, we collect information that your browser sends whenever you visit our Site (“Log Data”). This Log Data may include information such as your computer’s Internet Protocol (“IP”) address, browser type, browser version, the pages of our Site that you visit, the time and date of your visit, the time spent on those pages, and other statistics.

When you visit our website, the information from your visit is automatically gathered by our servers from your browser. This information includes your IP address, browser specifications, the Internet service provider you use, pages you visit, the type of platform and the number of clicks. By doing this we analyze trends and brands, prevent fraud, gather demographic info, and much more. We do not share the log files and they are securely kept.

Third-Party Analytics Services

Living A Global Lifestyle, TOGG Media LLC, and Global Money Matters uses third-party analytics services such as Google Analytics. To see how Google uses data when you use our Service and how you may opt-out see here.

Mobile Analytics. For a better understanding of the functions of our mobile software, we use mobile analytics. Mobile Analytics is used to keep track of certain information including how often you use the application, all the events that happen within the use of the application, the amount of usage, the performance of the application, and where it was downloaded from. We do not link any information that we store through mobile analytics software to any PII.

Social Network and Platform Integration

The Site may be integrated with social media networks and other platforms (e.g., Facebook, Pinterest, and Twitter) whereby information may be shared between us and those platforms. For instance, if you interact with our Site through a social media feature such as a plug-in, then you may be granting us ongoing access to certain information from that social media account.

If you do not want a social media platform to collect or share information about you, please review the privacy policy and privacy settings of the applicable social media property before using such features on our Service. Some common examples are below. Living A Global Lifestyle, TOGG Media LLC, and Global Money Matters are not responsible for the effectiveness of, or compliance with, any third parties’ opt-out options or programs or the accuracy of their statements regarding their programs.

• Facebook                     Opt-Out Link
• Google                          Opt-Out Link
• Google Analytics        Opt-Out Link
• Google Retargeting   Opt-Out Link

Data Transfers outside the European Union

If you are resident in the European Union, please note that as we are located in the United States, when you provide us with your Personal Information we will process it in the United States which is outside the European Economic Area (“EEA”), such as the United States, which may not provide the same level of data protection as in your jurisdiction. This is necessary in order to perform our services. Regardless of where your Personal Information is located, we will adopt measures to protect your Personal Information as set out below.

Our website and the servers that make this website available worldwide are located in the United States. The Internet laws in the United States govern all matters relating to this website. Any information you provide in subscribing to our website or registering or ordering at our website will be transferred to the United States. By visiting our website and submitting information, you authorize this transfer, processing, and use.

General Data Protection Regulation

If you are in the European Union (EU), you have specific rights under the General Data Protection Regulation.

If you choose to provide us with information, you may ask us at any time to delete the information, with which we will comply in a reasonably timely manner if we have not independently chosen to delete the same information prior to your request. In either case, you will be advised accordingly.

You may request a copy of any computer file compiling your information, to the extent we have collected it, and such file will be provided to you in a commercially reasonable period if it has not been previously deleted, as noted above.

You may ask us not to process your data, or to share it with any entities that would do so. Please note, however, that there is no known sharing of any data by our company with third parties, and outside of the unlikely possibility of subpoena, other court order, or legally-compliant government investigation, no desire to do so.

If you have consented to the processing of your personal data, you may withdraw that consent at any time – though please note that processing that had occurred prior to such withdrawal would remain legal in retrospect.

The information that is asked from you is intended only to fulfill the requirements to form a contract, and no additional information gathering or processing will be required than must be for that purpose.

If you are in the European Union (EU), you have specific rights under the General Data Protection Regulation.

If you choose to provide us with information, you may ask us at any time to delete the information, with which we will comply in a reasonably timely manner if we have not independently chosen to delete the same information prior to your request. In either case, you will be advised accordingly.

You may request a copy of any computer file compiling your information, to the extent we have collected it, and such file will be provided to you in a commercially reasonable period if it has not been previously deleted, as noted above.

You may ask us not to process your data, or to share it with any entities that would do so. Please note, however, that there is no known sharing of any data by our company with third parties, and outside of the unlikely possibility of subpoena, other court order, or legally-compliant government investigation, no desire to do so.

If you have consented to the processing of your personal data, you may withdraw that consent at any time – though please note that processing that had occurred prior to such withdrawal would remain legal in retrospect.

The information that is asked from you is intended only to fulfill the requirements to form a contract, and no additional information gathering or processing will be required than must be for that purpose.

OPT-OUT

Security

We incorporate standard industry practices internally and with our service providers, which we believe suits the degree of sensitivity of the information involved to maintain the security of your personal information and to avoid its disclosure except as described in this Privacy Policy.

Although we have implemented systems and procedures to secure the data maintained by us, security during Internet transmissions can never be assured. Our policy is to limit access to personal data to those employees or agents with a specific need to access or retrieve this information. We store data on multiple service systems, in controlled environments. To maintain security, we conduct internal reviews of our security measures on a regular basis.

How We Protect Your Information

The security of your Personal Information is important to us but remember that no method of transmission over the Internet, or method of electronic storage, is 100% secure. While we strive to use commercially acceptable means to protect your Personal Information, we cannot guarantee its absolute security.

Links to Other Web Sites

We are not responsible for the practices employed by websites linked to or from the Service, nor the information or content contained therein. Please remember that when you use a link to go from the Service to another website, our Privacy Policy is no longer in effect. Your browsing and interaction on any other website, including those that have a link on our website, is subject to that website’s own rules and policies. Please read over those rules and policies before proceeding.

New York residents

Living A Global Lifestyle, TOGG Media LLC, and Global Money Matters does not share personal information with third parties for their direct marketing purposes, as defined by New York Civil Code Section § 1798.83, unless we give you choice (opt-in or opt-out) before sharing with those third parties.

If you are a New York resident and you have questions about our practices with respect to sharing information with third parties for their direct marketing purposes and your ability to exercise choice, please contact us at info@livingagloballifestyle.com.

You must put “Your New York Privacy Rights” in the body of your request, as well as your name, street address, city, state, and zip code. In the body of your request, please provide enough information for us to determine if this applies to you.

Changes To This Privacy Policy

Living A Global Lifestyle, TOGG Media LLC, and Global Money Matters may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on the Site. You are advised to review this Privacy Policy periodically for any changes.

We reserve the right to modify or make adjustments in this privacy policy without prior notice. Should any of these changes generate an error or discrepancy, you, as the user, agree that the website and its company shall not be held liable for any damages caused by said issue. If we make material changes to this policy, or in how we use or collect your personally identifiable information, we will prominently post such changes prior to implementing the change. We will not make any retroactive material changes in how we handle previously collected personal information unless you allow us to do so, or unless we are legally required to do so, and in such a case we will e-mail registered website visitors information on material changes to this Privacy Policy.

Conditions of Use, Notices, and Revisions

If you choose to visit our Website, your visit and any dispute over privacy is subject to this Privacy Policy and our Terms of Use, including limitations on damages, resolution of disputes, and application of the law of the State of New York. If you have any concerns about privacy on our Website, please contact us with a thorough description of that concern, and we will address it to the best of our ability. As our business changes, our Privacy Policy and Terms of Use may change also. We may e-mail periodic reminders of our notices and conditions unless you have instructed us not to, but you should check our website frequently to see recent changes. Unless stated otherwise, our current Privacy Policy applies to all information that we have about you and your account.

Disclosure of Your Information

Disclosure by Law. With this, you agree that we can reveal any information you provide if it is required by law or the third–party request. Also, if we believe that the revealing is in consideration to (1) according to law, any possible orders or requests from the law enforcement or any process that is legal; (2) the protection or defending of any third-party‘s or Living A Global Lifestyle, TOGG Media LLC, and Global Money Matters property or rights; or (3) in case of protecting anyone’s safety, when any kind if violence is used against anyone including you.

Disclosure to Protect Abuse Victims. We have the right but hold no obligation, to disclose any information or content that you submitted to the Services if, in our opinion, we have suspicions that such information, in any case, violates a third party in any form of abuse. Abuse includes the following: elder and child abuse, spousal abuse, and any form of neglect or domestic violence. This information shall be revealed to authorities that are suitable for dealing with such problems. These authorities may include without limitation agencies for child protection, law enforcement agencies or even court officials. You agree and understand that we are allowed to make this kind of disclosure.

Disclosure to Trusted Third Parties by Us. If we share your non-PII with any third party, be sure that your identity will not be revealed. Sometimes we may share your non-PII with your PII with service providers that may work with us. This is done so they can perform functions instead of us. For example, a customer care agent may need access to your information but only to perform services for you. All of these service providers will treat your information as private and confidential. All companies working for and with us must comply with our privacy policies and are not permitted to sell your information to third parties or to use it except as authorized by us and you, or as permitted or required by law.

Disclosure to Trusted Third Parties at Your Request. We may provide you with promotions, advertisements, sweepstakes, and third-party offers when you purchase a subscription or while you are visiting our site. You can choose to accept any such offer and then you have two options. You can choose to give the information regarding the offer you accepted directly to the third party or, we may provide your shipping and your billing information to the third-party user by pre-populating the registration forms of the offer. Keep in mind that your information will only be revealed if you accept the offer, once this is done you can’t quit the offer. If you wish to know how your information is being used go to the third-party provider’s own privacy policy, which will be housed on the offer pages. These offers may, if chosen, be presented on any Living a Global Lifestyle and TOGG Medial LLC website pages. Your information under these circumstances is submitted to a third party. With this, you understand and agree that we shall not be held responsible or liable for any possible loss or violation of your information during your sharing information with the third party.

Information Transferred as a Result of Sale of Business. While developing our business there might come to the buying or selling of assets and, your PII may be found as the transferred assets. In any case, if we are required to provide your PII as one of the assets, it will be transferred to the company that required it. If this happens, you shall be timely notified to any material changes regarding your PII.

Use by Children

We are committed to protecting the safety and privacy of children who visit our Website. We do not knowingly collect personal information online from children under 13 and have adopted techniques to ensure compliance with this Privacy Policy and the Children’s Online Privacy Protection Act of 1998 (“COPPA”). COPPA and its accompanying regulations under United States federal law protect the privacy of children using the Internet. Our Website includes content that may be unsuitable or confusing for children under 13 who are not monitored in the receipt and processing of such content by an adult. We encourage all parents to talk to their children about online safety and to monitor their children’s use of the Internet.

Your rights

You have the full rights to update/modify the personal information attached to your account. You can send us an e-mail to info@livingagloballifestyle.com. You even hold the right to inform us not to use your information for any of our advertising or marketing purposes.

Termination

We reserve the right to terminate or cancel your account if we notice any inappropriate behavior or breach of our terms or privacy policy.

Any questions about these terms may be directed through e-mail to the support team of this website – info@livingagloballifestyle.com

Industry regulatory disclosure requirements

Akismet – We collect information about visitors who comment on Sites that use our Akismet anti-spam service. The information we collect depends on how the User sets up Akismet for the Site, but typically includes the commenter’s IP address, user agent, referrer, and Site URL (along with other information directly provided by the commenter such as their name, username, email address, and the comment itself).

Method of Contact

E-mail: We reserve the right to send e-mails to those who have signed up on our website or posted any query. We will never spam you. If you are interested in not receiving any e-mail from us, you always have the option to unsubscribe through the unsubscribe link at the bottom of our e-mails. All e-mails are sent by our company and we do not share your personal details with third-party sites. We will take commercially reasonable steps to implement your opt-out requests promptly, but you may still receive promotional information from us for up to 21 days.

Contact Us

If you have any questions about this Privacy Policy, our data controller’s contact information is info@livingagloballifestyle.com